Whether members of your congregation are going on a mission trip or a trip just for fun, church-sponsored day or overnight trips require insurance coverage. Links below are for forms for travel. If you need additional help, please contact TruDee Little in the Great Plains Conference office.
The Great Plains United Methodist Conference maintains an insurance policy with Special Markets Insurance Consultants, Inc. (through Mutual of Omaha). The policy provides accident medical coverage to help minimize church liability exposures not covered by church property liability insurance. The policy pays as secondary coverage to an individual traveler’s primary insurance; and, it pays as primary coverage if a person has no insurance.
Conference policy states that local churches will purchase domestic accident medical coverage for day and overnight activities including camps, conferences and retreats, fun trips and domestic mission trips. Churches must arrange for insurance before a scheduled activity by contacting Special Markets directly. Linked above is informational material including necessary forms for application and payment.
Domestic trip rates are quite reasonable – for $25,000 of coverage the cost for a day trip is only $0.25 per person, per day for all day activities. An overnight trip costs $0.50 per person, per day for all overnight activities.
Churches enrolling for insurance coverage will complete and sign the application and mail to the address shown on the form along with payment. The premium must be paid with a check. No credit card payments can be accepted. Premium must be received by Special Markets before the first day of the activity.
Make a check payable to Special Markets Insurance Consultants, Inc., and mail it with the application to the address on the application form.
Great Plains Annual Conference provides a very broad foreign mission travel policy for churches within the conference. The coverage includes General Liability, Contingent Automobile, Voluntary Workers’ Compensation including repatriation and Executive Assistance. This policy for the trip participants is much broader as it provides voluntary Workers’ Compensation Benefits equivalent to the State benefits of which the participant resides; versus just a small amount of AD&D benefits. Assured SRA must have a completed application in their office at least two weeks prior to the trip. Domestic travel insurance should be utilized while in the United States before and after the international travel takes place. Please note that the limitation on travel participants on any one flight is now 20 versus 12 starting in 2016.